Before romanticizing the idea of possessing a dental insurance plan you should compile all the facts and be sure that you are really getting “bang for your buck” or just throwing your money out the door. In view of this, let’s take a look at an example of how you would benefit(or lose) from getting a $800 root canal.

First off, you would need to pay your typical $50 deductible which would leave you with a total of $750 for the required dental work.

Next, the dental insurance would cover you for 80%($600) of the root canal and you would need to pay the remaining 20%($150).

So, your out of pocket dental costs are $500 in yearly insurance premiums, $50 for the deductible and $150 for the 20% not covered by your dental insurance policy. Leaving you with a grand total of $700 in dental expenses for your root canal.

Now, look at the random example that we shall include for your reference. We took the example from a discount dental plan available in Las Vegas. You would pay $124.95 for your yearly discount dental plan membership and would receive an instant on-the-spot $395 discount off of a $795 root canal- leaving you with $400. So, your total cost for the root canal work with a discount dental plan is $524.95.

In review, you end up paying $700 for a root canal with dental insurance or you could pay $524.95 with a discount dental plan. Can you see why, in most cases, dental insurance does not add up?

As mentioned above, the only exception to the rule would be if you are getting dental insurance through an employer and the policy has generous features and a high annual cap. But, if you have lost benefits from work or need to pay for your own dental work then your best low cost dental care option would be a discount plan.

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In view of this, the best dental plan available to the typical uninsured person or family is a discount dental plan. But the funny thing is that this dental insurance alternative turns out to be a much better option than a costly dental policy.

For one thing, many people who are looking for dental insurance are doing so because they need immediate dental treatment. Pursuing emergency dental work through the means of obtaining dental insurance is a non-productive venture since a dental policy will not cover pre-existing conditions. As well, after a grueling dental insurance application process you can expect to wait for your policy to take effect.

Fortunately, with a discount dental plan you are able to instantly sign up online and start using it within 3 business days. There are no hassles and no restrictions and everyone is accepted regardless of any condition or scenario.

This makes a discount dental plan the perfect option for all parties. Small business health plans, student health insurance plans, personal health plans or family health plans- there is a discount dental pan to cater to each and every dental need. Don’t forego dental health as affordable health coverage is a reality.

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It is true that this website is about finding low cost dental care alternatives but we also need to encourage correct dental maintenance in order to avoid further expenses from the dentist. So please enjoy the dental health videos provided below.

Dental Care and Oral Hygiene

Proper Flossing Tips

How to Detect Gingivitis

How to Prevent Gum Disease

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Of course, this is not the case with discount dental plans. The sign up process is very quick and there are no paperwork hassles associated with obtaining membership. Within minutes, you are able to log in to your account and print out your membership card which enables you to get on-the-spot low cost dental care.

If you currently need dental treatment then the only viable option to getting discounts for your pre-existing dental problems is a discounted dental plan. Get the dental relief you need at the price you can afford.

Suffering with dental pain is unnecessary because a plan enables you to get low-cost dental care for any current dental health issues. So, get the relief you need today.

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If you have been searching for low cost dental insurance or low income dental insurance then you have most assuredly come across the discounted dental plan option  during your search. The reason for the huge popularity and mass exodus to this alternative access to low cost dental care is the added features that they offer over dental insurance.

For one, the average monthly dental insurance premium is $40 for each individual where a dental discount program can be obtained for under $7 a month(Currently, the lowest priced dental plan is $79.95 per year- which is about $6.67 per month).

In other words, for dental insurance, you would need to add another $40 per month for each additional family member. Whereas, this is not the case with low cost dental plans. At present, the lowest price for a family discount dental plan is $129.95 per year and that covers your whole household.

Unlike costly dental insurance, you will not have a yearly maximum and can continue to experience discounted dental services even if your dental costs exceed the $1000-$1500 that a dental insurance policy only covers for each year.

Stay tuned and we will continue to delve into the many benefits that accompany dental discount programs and how they truly enable you to access low cost dental care.

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As you can tell, this website is not about dental insurance since we are exploring a low cost dental care solution. This whole blog is about accessing affordable dental services through an inexpensive alternative to dental insurance. This dental coverage alternative is known as a discount dental plan and it provides many benefits which are not offered by your typical dental insurance policy.

The first series of posts on this blog will be highly informative and discuss the differences between dental insurance and discount dental plans. You will be amazed at how much dental premiums cost because there are many limitations and hassles that accompany them. In contrast, you will also discover how dental plans are truly the best option for obtaining low cost dental care.

So, visit back frequently and see what the dental insurance companies do not want you to know. That getting affordable dental care can be a hassle-free and inexpensive venture.

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