Unfortunately, during this recession, many people have lost their health benefits and cannot afford to get dental insurance on their own due to the expense. Fortunately, on the “flip side”, there is an affordable dental alternative to insurance that has no co-pay, no annual maximums, no health restrictions and no paperwork hassles- just on-the-spot discounts off all your dental needs.

If you have been searching for low cost dental insurance or low income dental insurance then you have most assuredly come across the discounted dental plan option  during your search. The reason for the huge popularity and mass exodus to this alternative access to low cost dental care is the added features that they offer over dental insurance.

For one, the average monthly dental insurance premium is $40 for each individual where a dental discount program can be obtained for under $7 a month(Currently, the lowest priced dental plan is $79.95 per year- which is about $6.67 per month).

In other words, for dental insurance, you would need to add another $40 per month for each additional family member. Whereas, this is not the case with low cost dental plans. At present, the lowest price for a family discount dental plan is $129.95 per year and that covers your whole household.

Unlike costly dental insurance, you will not have a yearly maximum and can continue to experience discounted dental services even if your dental costs exceed the $1000-$1500 that a dental insurance policy only covers for each year.

Stay tuned and we will continue to delve into the many benefits that accompany dental discount programs and how they truly enable you to access low cost dental care.

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